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Financial worries can have a significant effect on your mental wellbeing. If you’ve been made redundant or struggling with debt, you can often feel low or anxious. Losing your job can affect your financial circumstances, which can trigger emotional distress. Financial stress may cause unfamiliar moods and feelings, but this doesn’t necessarily mean that you’re suffering from depression or an anxiety disorder.
Research carried out by the Financial Services Authority (FSA) showed that improving money management skills enhances psychological wellbeing and life satisfaction, as well as cutting the risk of anxiety and depression.
There are a number of things you can do to ease your financial situation. You could shop online, which allows you to compare prices from various websites (take advantage of the various price comparison websites available) and taking out loyalty cards scheme can give you some excellent benefits, including money off vouchers. If you are an apprentice or student, you can save money by getting an NUS card. This card provides discounts on a variety of essentials from more than 120 high street and online retail partners.
If you are in debt or have financial worries, you contact specialist charities and organisations such as the National Debt Line for expert help and advice.